Get a realistic market-rate estimate for any shipment in under 60 seconds — based on the same rate bands our licensed broker team uses with real clients.
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Enter your shipment details below to get an instant premium estimate. Your confirmed quote will be sent by our broker team — typically within 2 hours.
Get a realistic market-rate estimate in under a minute.
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CargoInsurePro is a MAS-licensed marine cargo insurance brokerage (AWE Global Pte Ltd).
Estimates are indicative only. Final premiums are set by the insurer after full assessment.
Three simple steps to get a premium estimate based on real broker rate bands — no jargon, no commitment.
Select your transport mode (sea, air, or land), choose your cargo type from 12 industry-standard categories, and enter the commercial invoice value of your goods in USD.
Select between ICC (A) All-Risks, ICC (B) Named Perils, or ICC (C) Minimum cover. Add optional War & Strike cover for high-risk routes. Our broker team can advise if you're unsure.
Receive an immediate premium estimate with a full breakdown — base rate, cargo loading, and optional add-ons. Submit your details and our team will send a confirmed quote within 2 hours.
Cargo insurance is not a flat rate — these four factors determine what you pay. Understanding them helps you make smarter coverage decisions.
Electronics, chemicals, perishables, and HAZMAT attract higher rates due to their fragility, susceptibility to damage, or regulatory requirements. Bulk commodities like steel or grain typically attract lower rates. The calculator adjusts automatically based on your selected cargo category.
Premium is calculated as a percentage of your shipment's insured value. Standard practice is to insure at 110% of the commercial invoice value (CIF + 10%), which accounts for anticipated profit and additional costs in the event of a total loss. The calculator applies this automatically.
Routes through regions with higher political risk, piracy exposure, or extreme weather conditions carry additional loading. War & Strike cover — priced separately — is recommended for shipments through conflict-affected areas. The calculator flags relevant add-ons based on your route.
ICC (A) All-Risks offers the broadest protection and the highest premium. ICC (C) Minimum covers only major perils and carries the lowest rate. For most general cargo, ICC (A) is recommended — the difference in premium is often far less than the difference in protection. See the comparison below.
Institute Cargo Clauses (ICC) are the international standard for marine cargo insurance. Understanding which level you need is the most important decision you’ll make.
Basic Named Perils
Extended Named Perils
All-Risks Cover
Not sure if you even need insurance under your trade terms?
Under some Incoterms (like CIF), your seller is required to provide insurance — but it may only be ICC (C) minimum cover. Use our Incoterms Insurance Checker to find out your exact coverage position before calculating your premium.
Common questions from importers, exporters, and freight forwarders using our calculator for the first time.
The calculator uses real broker rate bands of 0.10%–0.25% of your cargo’s commercial invoice value — the same ranges our licensed team applies when quoting real clients. The estimate is a reliable ballpark for budgeting purposes. Your confirmed quote from our broker team may vary slightly depending on specific cargo characteristics, packing method, and current market conditions.
Enter your commercial invoice value in USD. Standard marine insurance practice is to insure at 110% of CIF value (Cost + Insurance + Freight, plus 10% for anticipated profit). The calculator applies this 110% uplift automatically when calculating your estimated premium. If you only know your FOB value, add your estimated freight cost to get closer to CIF before entering the figure.
ICC (A) is all-risks cover — the broadest protection, covering physical loss or damage from any external cause except specific exclusions. ICC (B) covers named perils including fire, explosion, vessel casualties, earthquake, and washing overboard. ICC (C) is the minimum standard, covering only major marine perils like fire, sinking, and collision. For most cargo — especially electronics, machinery, and consumer goods — ICC (A) is strongly recommended. The premium difference between ICC (A) and (C) is typically less than 0.10% of cargo value.
War & Strikes is shown as an optional add-on in the calculator for relevant cargo types and routes. It is not included in the base ICC premium. War & Strikes cover is recommended for shipments routing through conflict-affected regions such as the Red Sea, Gulf of Aden, or certain Middle Eastern and African ports. Our broker team will advise on current market rates for specific routes.
Yes — and this is one of the most common mistakes in international trade. Under CIF terms, your seller is required to provide insurance, but only at the ICC (C) minimum standard. This means theft, handling damage, contamination, and many common losses are NOT covered. You should use this calculator to estimate the cost of topping up to ICC (A) all-risks — in most cases it’s far less expensive than people assume. Use our Incoterms Insurance Checker to first confirm your exact coverage position.
Yes. After completing the calculator you can submit your shipment details directly to our licensed broker team. We typically respond with a confirmed quote and policy options within 2 business hours via email or WhatsApp. There is no obligation to purchase — our broker team is happy to explain your options and answer questions before you commit.
Get a confirmed quote from our MAS-licensed broker team. We’ll recommend the right coverage for your cargo, route, and trade terms — with no obligation.
